Flood Insurance
Don’t make the mistake of thinking Federal Disaster Relief is a guarantee. Many homeowners painfully wait to hear if they will receive any help from the U.S. government. This type of assistance is only made available if the event is declared a disaster by the President. The financial aid provided is often a loan that requires repayment. If your home is flooded and assistance is not available, you will be responsible for the damage costs.
Stay protected no matter what unexpected disasters occur. A good flood insurance policy can help cover claims even when a disaster is not declared. Your financial losses can be reimbursed and this does not require repayment.
It’s never too early to purchase coverage. Do not wait until there is a risk of flooding. A policy will not take effect immediately after purchase.